New York VA Home Loan

New York has a strong military history and hundreds of military families choose to stay or relocate to New York to take part it in strong military heritage. For veterans and military members wishing to purchase a home in New York, the VA Home Loan offers them the chance to buy their dream home with zero money down while benefitting from perks otherwise not found with conventional loan programs.

In addition to being able to purchase a home with zero money down, the VA Home Loan program allows military members to benefit from competitive interest rates, flexible loan terms, and regulated closing costs. Military members are able to secure up to $453,100 for a home purchase, and are able to determine the amount they may qualify for by viewing New York VA Loan Limits.

Get Started With Your VA Loan Request

Take the first step in your VA Loan by getting in touch with a Home Loan Specialist.
We are not a Government agency. No obligation. It takes 2 minutes.

Who Qualifies for a VA Loan?

New York VA Loans

To begin, you will need a Certificate of Eligibility (COE). Your COE verifies to the lender that you qualify for VA loan benefits. Your COE can be obtained through your lender, online via the eBenefits portal or by mail.

  • Served for 3 months on active duty during war time or 181 days on active duty during peacetime
  • Served for at least 6 years in the Reserves or National Guard

Moving to New York?

Hundreds of military families are required to relocate to New York each year. For those who may have to relocate to New York, they will most likely have to relocate to an area near one of the following military bases or training facilities:

  • Fort Drum - North County
  • West Point
  • Fort Hamilton - Brooklyn
  • Hancock Field Air National Guard Base - Syracuse
  • Coast Guard Commander, Activities New York
  • Coast Guard Group - Buffalo
  • Coast Guard Group East - Moriches
  • Marine Safety Office - Buffalo

Speak to a Specialist

If you have further questions about the application process or your eligibility for a VA Loan, consider contacting a New York Home Loan Specialist. A Home Loan Specialist is a knowledgeable professional who will not only be able to answer your questions, but will also be able to help you decide if a VA Loan is right for you.

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