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Wisconsin VA Loans

Whether you receive PCS orders to relocate to Wisconsin or are already a resident, purchasing a home can be a great financial move. Using a VA loan in Wisconsin has many benefits for seasoned and first-time homebuyers alike.

Published on January 7, 2021

With the average listing price of a home in Wisconsin landing at $349,491, the VA loan’s signature $0-money-down benefit is a considerable advantage for Wisconsin homebuyers.

See also: VA Loan Options for Other States

How to get a VA Loan in Wisconsin

VA loans are made by private lenders and guaranteed by the Department of Veterans Affairs. Because private lenders make the loans and not the VA, you need to find a lender licensed in the state you plan to purchase or refinance.

For example, if you're purchasing a home in Milwaukee, WI, you'll need to find a lender licensed in Wisconsin to do the loan.

Our Lender
Veterans United Home Loans is a VA approved lender; Mortgage Research Center, LLC – NMLS #1907 ( Not affiliated with the Dept. of Veterans Affairs or any government agency. Not available in NV or NY. 1400 Veterans United Dr., Columbia, MO 65203. Equal Housing Lender

Other Considerations for Getting a VA Loan in Wisconsin

VA borrowers in Wisconsin should also consider the cost and impact of VA loan limits and property taxes when making their home purchase.

Wisconsin VA Loan Limits

As of January 1, 2020, VA borrowers in Wisconsin with their full VA loan entitlement are not restricted by VA loan limits. This means you can borrow as much as a lender is willing to lend without needing a down payment.

However, veterans without their full VA loan entitlement are still bound to Wisconsin’s VA loan limits.

As of Jan 1, 2020, VA loan limits for all counties in Wisconsin are $548,250.

Property Taxes in Wisconsin

Another consideration for VA buyers in Wisconsin is property taxes. For certain VA buyers, there are exemptions.

You may be eligible for a property tax exemption in Massachusetts if you meet one of the following conditions:

  • A disabled veteran or surviving spouse may receive a property tax credit on their state income tax return for their primary residence if the veteran is 100 percent disabled as a result of service or has a 100 percent SCD rating. The veteran must have lived in Wisconsin when they entered the service or for a 5 year period after entering.

If you are required to pay property tax in Wisconsin, the American Community Survey by the U.S. Census Bureau estimates you may pay the following in each county:

County Property Tax Rate
Adams 1.68%
Ashland 1.90%
Barron 1.67%
Bayfield 1.34%
Brown 1.90%
Buffalo 1.65%
Burnett 1.21%
Calumet 1.93%
Chippewa 1.56%
Clark 1.79%
Columbia 1.82%
Crawford 2.04%
Dane 2.00%
Dodge 1.94%
Door 1.29%
Douglas 1.69%
Dunn 1.92%
Eau Claire 1.84%
Florence 1.40%
Fond du Lac 1.96%
Forest 1.41%
Grant 1.73%
Green 2.11%
Green Lake 1.78%
Iowa 2.00%
Iron 1.50%
Jackson 1.78%
Jefferson 1.94%
Juneau 1.88%
Kenosha 2.26%
Kewaunee 1.72%
La Crosse 2.03%
Lafayette 2.06%
Langlade 1.70%
Lincoln 1.71%
Manitowoc 1.97%
Marathon 1.89%
Marinette 1.48%
Marquette 1.75%
Menominee 3.78%
Milwaukee 2.58%
Monroe 1.80%
Oconto 1.55%
Oneida 1.21%
Outagamie 1.91%
Ozaukee 1.54%
Pepin 1.90%
Pierce 1.92%
Polk 1.68%
Portage 1.70%
Price 1.64%
Racine 2.16%
Richland 1.71%
Rock 2.16%
Rusk 1.57%
Sauk 1.50%
Sawyer 1.83%
Shawano 1.06%
Sheboygan 1.72%
St. Croix 1.97%
Taylor 1.84%
Trempealeau 1.85%
Vernon 1.74%
Vilas 0.94%
Walworth 1.88%
Washburn 1.41%
Washington 1.61%
Waukesha 1.56%
Waupaca 1.89%
Waushara 1.63%
Winnebago 2.09%
Wood 1.91%

How VA Loans Work in Wisconsin

View the graphic below to learn more about how VA loans work in Wisconsin.

How Wisconsin VA Loans work How Wisconsin VA Loans work How Wisconsin VA Loans work