VA Loan Basics

VA loans offer many benefits for qualifying borrowers, one of which is the ability to purchase discount points that can lower the costs over the life of your loan.

VA jumbo loans offer a way for Veterans and other military members to purchase a home in more expensive regions of the country.

Understand how MPRs can affect your eligibility for a VA loan.

The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, is one of the best options for existing VA loan holders who want to take advantage of lower interest rates or refinance into a fixed-rate mortgage.

Wondering what an IRRRL is and how it works? The following guide will explain everything you need to know.

Understand how your rate is calculated and the factors that go into determining the VA Loan rate you receive, along with the advantages of VA loan rates.

The COVID-19 pandemic caused significant financial challenges for many Veterans and military members. If you’ve faced a job loss, income reduction or other financial setbacks, you could be struggling to make monthly mortgage payments on your home.

VA Cash-Out refinancing allows prospective homeowners to take equity out of their home in the form of cash.

Throughout the VA home loan process lenders will want to look at all of your expenses. This includes childcare in which you may be asked to produce a VA Childcare Statement.

Are you planning to make repairs or update your home? Here’s what you need to know about your VA home improvement loan options.

Do you have VA loan equity reserves? Let’s discuss how to build them up — and how to use them.

Are you looking for a way to leverage your growing home equity? Let’s look at how these two methods differ.

Basic Allowance for Housing, or BAH, is a tool that can help VA lenders gauge what kind of mortgage payment an eligible veteran can handle.

Learn about how a homebuyer can use a VA Loan to purchase a multi-family home and the requirements needed to do so.

VA loans are intended to be the buyers' primary residence. However, under certain circumstances, you may be able to use a VA loan for rental property.

Learn the guidelines for earnest money deposits and VA loans to ensure you are making the right decisions.

Learn about the VA Energy Efficient Mortgage and how you can finance energy-efficient home improvements into your VA Home Loan.

Understand the advantages of the VA loan compared to other popular loan options.

Learn about the approved uses for VA Home Loans.

VA construction loans provide the perfect opportunity to build your dream home.

Having a solid understanding of the total amount of VA loan closing costs and non-loan related costs is an important figure to consider when buying a home.

Refinancing your VA home loan can be a powerful financial decision. Make sure you are aware of the different refinancing options, and what implications it has on your current mortgage.

VA home loan benefits offer unique advantages that are unlike other mortgage products on the market.

Knowing how VA loans work can help you through the homebuying journey.

Both a traditional home sale and VA loan assumption have their advantages and disadvantages. Here we take a look at when each option may work best.