VA Loan Basics

Basic Allowance for Housing, or BAH, is a tool that can help VA lenders gauge what kind of mortgage payment an eligible veteran can handle.

Throughout the VA home loan process lenders will want to look at all of your expenses. This includes childcare in which you may be asked to produce a VA Childcare Statement.

Learn about how a homebuyer can use a VA Loan to purchase a multi-family home and the requirements needed to do so.

VA loans are intended to be the buyers' primary residence. However, under certain circumstances, you may be able to use a VA loan for rental property.

Learn the guidelines for earnest money deposits and VA loans to ensure you are making the right decisions.

Learn about the VA Energy Efficient Mortgage and how you can finance energy-efficient home improvements into your VA Home Loan.

Learn how you can convert your conventional mortgage option to a VA Loan with a Cash-Out Refinance.

Understand the advantages of the VA loan compared to other popular loan options.

Learn about the approved uses for VA Home Loans.

VA construction loans provide the perfect opportunity to build your dream home.

The VA Interest Rate Reduction Refinance Loan (IRRRL), also known as the VA Streamline Refinance, is one of the best options for existing VA loan holders who want to take advantage of lower interest rates or refinance into a fixed-rate mortgage.

Having a solid understanding of the total amount of VA loan closing costs and non-loan related costs is an important figure to consider when buying a home.

Refinancing your VA home loan can be a powerful financial decision. Make sure you are aware of the different refinancing options, and what implications it has on your current mortgage.

Understand how your rate is calculated and the factors that go into determining the VA Loan rate you receive, along with the advantages of VA loan rates.

VA home loan benefits offer unique advantages that are unlike other mortgage products on the market.

Knowing how VA loans work can help you through the homebuying journey.

Both a traditional home sale and VA loan assumption have their advantages and disadvantages. Here we take a look at when each option may work best.