VA Home Loan Application Process

The first step to using the VA Home Loan Guarantee Program is to apply. The application process for any home loan is difficult, but it can be made easier and less stressful if you are prepared and know what to expect.

Get Started With Your VA Loan Request

How do I apply for a VA Home Loan Guarantee?

• Get a Certificate of Eligibility. You can apply for one on-line or a VA approved lender can get one for you.
• Gather your information. You will need to supply the lender with your personal, financial, employment, and other information so that they can process your application and see if you qualify for a loan.
• Fill out the paperwork. The lender will give you a lot of paperwork to fill out for the loan. Be completely honest about your debt, bills, and income so that they can accurately figure out your income-to-debt ratio and determine home much of a monthly mortgage payment you can afford.
• Get a credit check. The lender will run a credit check on you. Perfect credit is not necessary, but you do have to have a certain credit rating to get a loan.
• Wait for an answer. Once you have filled out all of the paperwork all you can do is wait to hear from your VA approved lender. They may request further information which you should provide quickly to get a faster loan result.

For more information on the VA Home Loan Guarantee Program application process go to the VA Home Loans Site

See a related article: VA Loan Guidelines

Home Loan Specialists

We are the online Home Loan Specialists. It is our goal to ensure that your VA home loan process goes as smoothly as possible. Let us help you get the process started today online, or call us at 800-405-6682.

Have a Question?

If you need advice concerning Veteran Home Loans, feel free to contact a Home Loan Specialist online or call 800-405-6682. Specialists can help determine whether a Veteran Home Loan is the best financial decision for you.