It's absolutely possible for surviving military spouses to meet the eligibility requirements needed for a VA loan. We'll look at this process below in more detail.
It's absolutely possible for surviving military spouses to meet the eligibility requirements needed for a VA loan.
Spouses who may be eligible must fall into one of the below categories. If you are unsure if you meet the VA's eligibility requirements, VAMortgageCenter can connect you with a home loan specialist to determine eligibility.
Surviving spouses of Veterans whose death was not service-related causes may also be eligible if they meet certain conditions. These conditions include:
As with most VA loan transactions, eligibility is verified through obtaining a valid Certificate of Eligibility (COE). A COE tells lenders you are eligible for the VA loan program.
To obtain a COE as a military spouse, you must be receiving Dependency & Indemnity Compensation and have a copy of the Veterans DD214 (or valid separation papers).
You can request your COE through the VA or, in most cases, let your lender obtain it for you. If you are not receiving Dependency & Indemnity Compensation, you must first apply.