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A VA Approved Lender. Not Available in Nevada
Not affiliated, endorsed or sponsored by a government agency.
Mortgage Research Center — NMLS #1907
Equal Opportunity Lender
Veterans, active military and surviving spouses have access to the VA Loan; a home financing option with unique money-saving benefits not found in the vast majority of other home-financing options. The flagship benefit of this program is the ability to purchase a home without the need for a down payment; however, the program also includes benefits such as:
Being able to purchase a home without a down payment is something the VA took very seriously. The VA understood that veterans returning from service would be faced with the difficulty of saving up enough money for a down payment. And, with the average VA borrower having just under $7,000 in total assets, these no-money-down home loans have become a lifeline for thousands of military home buyers over the years.
For example, the minimum down payment amount on a FHA loan is 3.5 percent; for conventional financing, it’s 5 percent. On a $150,000 purchase, a military borrower would need to come up with $5,250 in cash for the FHA-backed mortgage and $7,500 for the conventional loan.
|VA Loan Savings at Closing Based on Conventional Loan Requirements|
|Loan Amount||5% Down||10% Down||20% Down|
Like any other mortgage program, homebuyers must meet basic qualifications to be eligible. However, with the VA Loan program, in addition to credit and income requirements, potential applicants must meet basic service requirements.
These service requirements include only one of the following:
Want to see what a VA mortgage can do for you? Take two minutes to answer a few questions. There is no obligation and your credit will not be pulled. A Home Loan Specialist will simply contact you to let you know what you pre-qualify for.
Unlike the vast majority of lending institutions, we specialize in VA Home Loans. This dedication and focus gives our loan officers far more experience over a typical loan officer who may do only a handful of VA mortgages per year.
Our specialization enables you to unlock the power of a Veterans Affairs loan to maximize your financial benefits and get you to closing quicker.
The Department of Veteran Affairs requires those who offer VA Loans go through a stringent approval process. We are a VA approved lender and are proud that over 500,000 military families have come to us to learn more about their VA loan benefits.
To get started, simply answer a few questions. A Home Loan Specialist will contact you within just a couple of hours to let you know what you pre-qualify for.