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Mortgage Research Center — NMLS #1907
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For several decades, military homebuyers have used VA loans in Idaho to finance a home. If you're looking for a home in Idaho, you may qualify for no money down on a VA loan of up to $703,750, the VA loan limit in Teton County. To get a more exact maximum for your Idaho VA Loan, visit the Idaho VA loan limit page.
No matter what your reason for moving to Idaho, VAMortgageCenter makes every effort to help you get the most of your Idaho VA Home Loan benefit. Military families may move often because of duty assignments, but VAMortgageCenter reduces the financial stresses by helping you and your family earn a VA loan. With an Idaho VA loan, you can finance housing on the Mountain Home Air Force Base, or somewhere else in the Gem State.
Completing the form below will connect you with an Idaho Home Loan Specialist. It's a non-obligatory, free request for information. After you complete the form, a specialist will contact you. You'll then have the opportunity to discuss your Idaho VA loan options.
Those who may qualify for a VA loan in Idaho fall into a few categories. Veterans and military personnel who served on active duty for 90 days during wartime or 181 days during peacetime may be eligible. Reserves and National Guard personnel must serve at least six years to be eligible. Veterans must have received a discharge that was not dishonorable.
There are other VA Loan Guidelines that play a role in determining each veteran's eligibility for an Idaho VA loan. Our Home Loan Specialists are happy to answer your questions. Get in touch with a specialist today by filling out the form above or by calling 800-405-6682.
There's more to VA loans than the initial savings of little or no money down. Interest rates are negotiable. Lenders are willing to lower interest rates because the Department of Veterans Affairs guarantees an amount of each loan. Lower rates means lower monthly payments, made even smaller since VA loans lack private mortgage insurance. Idaho VA loans have more lenient qualifying terms, especially when considering credit and financial history.