Qualifying for a VA Loan in Texas

The first step for qualifying for a VA Loan in Texas is meeting the service requirements. To qualify, Veterans must have been honorably discharged and have served 90 days on active duty during wartime or 181 days on active duty during peacetime. Those in the Military reserves and National Guard are required to have served six years.

Am I Eligible for a VA Home Loan?

The first step to obtaining your Texas VA Loan is getting your Certificate of Eligibility. The certificate (often referred to as the COE) serves as proof from the Military that you meet the service requirements to qualify for a VA Home Loan. A COE is required for all VA Loan applicants, even if you have used a VA Loan before. We can order your COE for you once the Pre-qualification process has begun, or you can obtain it directly through the VA. Once you've received your COE, you are well on your way to buying your Texas home with a VA Loan.

Relocating to Texas?

Moving to Texas for the first time? Relocating within the Lone Star State?

If you’re still not sure if you will qualify, or if you have any other questions, speak with our Texas VA Home Loan Specialists now. You can call them at 1-800-405-6682 or fill out this online form and a specialist will contact you shortly. Because we only deal with VA Home Loans, we are extremely adept at answering any questions you may have regarding a Texas VA Home Loan in particular a San Antonio VA Loan.

Get Started With Your VA Loan Request

Take the first step toward your VA Loan by getting in touch with a VA Specialist.

How Soon
Loan Type: VA Home Purchase VA Refinance

Why Should You Choose A VA Loan over a Conventional Loan?

Texas VA Mortgages

The standards for qualifying for a VA Loan are more lenient than those of conventional loans. Also, because VA Loans are guaranteed, they often carry lower interest rates. Reports have shown that nearly 80% of people that have qualified for a VA Loan would have failed to qualify for a conventional mortgage.

Military Bases in Texas

  • Brooks City-Base
  • Dyess Air Force Base
  • Goodfellow Air Force Base
  • Lackland Air Force Base
  • Laughlin Air Force Base
  • Randolph Air Force Base
  • Sheppard Air Force Base
  • Biggs Army Airfield
  • Camp Bullis
  • Corpus Christi Army Depot
  • Fort Bliss
  • Fort Hood
  • Fort Sam Houston
  • Red River Army Depot
  • USCG Station Galveston
  • Corpus Christi Naval Air Station
  • Fort Worth Naval Air Station, Joint Reserve Base
  • Ingleside Naval Station