VA Loans in Texas

With its abundance of military bases, Texas draws a great deal of active-duty military personnel and veterans. VAMortgageCenter is proud to serve those who served us by helping them buy a home with a Texas VA loan.

To earn a Texas VA loan, you must first meet the service requirements set forth by the VA. Those who may qualify include:

  • Military members who served 90 days on active duty during wartime or 181 days during peacetime
  • Members of the National Guard or Reserves who served for six years
  • Spouses of service members who died in the line of duty

Eligibility for Texas VA Loans

After determining if you fulfill the service requirements, you must complete a Certificate of Eligibility (COE). It's the first step in getting a Texas VA loan. The COE simply confirms that you meet the initial requirements so you can qualify for a VA loan. All VA loan applicants are required to complete a COE, even if it is not their first time applying for one.

If you start the pre-qualification process with us, we can fast track your COE, or you can you obtain it directly from the VA. Though it’s only the first step, finishing a COE is the right start toward buying your home with a Texas VA loan.

Moving to Texas

VAMortgageCenter has worked with service members and veterans before when they had to relocate in or move to Texas. Read VAMortgageCenter Reviews from past customers.

Our experts know all about Texas VA loans, and are waiting for your questions and concerns. To connect with a Texas VA Home Loan specialist, fill out our short form online or call 1-800-405-6682. A specialist will contact you soon to go over your qualifications and options. These experts handle only VA loans, therefore they have the answers to your questions about Texas VA loans. You're welcome to find the amount for which you may qualify on the Texas VA loan limits.

Requesting a VA Loan

Take the first step in your VA Loan by getting in touch with a VA Specialist.
We are not a Government agency. No obligation. It takes 2 minutes.

Texas VA Loans versus Conventional Loans

Texas VA Loans

Several financial advantages make Texas VA loans better than conventional mortgage options. For one, qualifying for a VA loan in Texas is easier and credit requirements are more lenient. One of the program’s greatest perks is the no-money-down possibility for qualified borrowers. In the long run, borrowers save money because interest rates tend to be lower than conventional loans’ because the VA insures up to 25 percent of VA loan amounts.

Texas Military Bases

  • San Antonio Military Bases
    • Brooks City-Base
    • Lackland Air Force Base
    • Fort Sam Houston
  • Dyess Air Force Base – Abilene, Texas
  • Goodfellow Air Force Base – San Angelo, Texas
  • Laughlin Air Force Base – Del Rio, Texas
  • Randolph Air Force Base – Universal City, Texas
  • Sheppard Air Force Base – Wichita County, Texas
  • Biggs Army Airfield – El Paso County, Texas
  • Camp Bullis – Bexar County, Texas
  • Corpus Christi Army Depot – Corpus Christi, Texas
  • Fort Bliss – El Paso County, Texas
  • Fort Hood – Killeen, Texas
  • Red River Army Depot – Texarkana, Texas
  • USCG Station Galveston – Galveston, Texas
  • Corpus Christi Naval Air Station – Corpus Christi, Texas
  • Fort Worth Naval Air Station, Joint Reserve Base – Fort Worth, Texas
  • Ingleside Naval Station – Ingleside, Texas

Getting Started is Easy

(Estimate is OK)
First Name Last Name (Recommended)


By submitting this data, you consent to receive autodialed phone calls and/or text messages from a Mortgage Research Center mortgage specialist. If you supplied a cellular phone number, you also consent for Mortgage Research Center representatives to call you at that number. Your consent is not a condition in order to qualify for a loan.

HACKER SAFE certified sites prevent over 99.9% of hacker crime.
Finish Button

We are not associated with any government agencies. Not Available in AL, MA or VA.
Mortgage Research Center – NMLS #17094

Featured on... box arrow