Learn About VA Loans in Your State
Looking to purchase or refinance a home? Choosing a VA Loan over a conventional loan can save you money! There are many money-saving benefits unique to VA Loans, including the following:
- No down payment required
- No mortgage insurance required
- Easier qualification standards
- Less strict credit and income standards
- No prepayment penalties
VA Loans vary from state to state in terms of loan limits and benefits. You can learn about the features of a VA Home Loan in your state by filling out the no-obligation loan request below, and a VA Home Loan Specialist will contact you shortly about VA Loan information for your state.
Get Started With Your VA Loan Request
VA Loans by State
VA Loans differ from one state to the next, particularly in terms of the VA Loan limit and the benefits available. Certain states with high cost areas particularly coastal states such as California and Florida, allow higher loan limits. To learn more about the specific features of a VA Loan in your state, contact a VA Home Loan Specialist.
Learn About the Features of a VA Loan in Your State
Click on your state below to learn more about obtaining a VA Home Loan in that state.
Alabama
- If you're a current resident of Alabama or are relocating there, you can purchase a home near an Alabama Military base or in a larger city, such as Birmingham, Montgomery, or Gulf Shores, with your VA Loan Benefits.
Alaska
- If you are a resident of Alaska, or planning to relocate to there, a VA Loan could be just what you need. The median cost of a home in Alaska's largest city, Anchorage, is approximately $250,000.
Arizona
- If you are planning to move to one of the four Military bases in Arizona or are relocating to another part of Arizona, a VA Home Loan could be an excellent choice. Arizona's fast growing population makes it a great place for a new home.
Arkansas
- The low cost of living in Arkansas makes the state an affordable relocation choice. In Benton County, the home of Wal-Mart, the median cost for a single-family home is $130,000. Statewide, the median cost is $95,000.
California
- There are special features of a California VA Loan because the state is considered a high cost area. Learn about purchasing your home with a California VA Home Loan near one of the state's many Military bases or in a city such as, Los Angeles, Anaheim, San Diego, or San Francisco.
Colorado
- Purchase your Colorado home with a VA Home Loan. Whether you're looking to purchase a house in a major Colorado city, such as Colorado Springs, Boulder, Fort Collins or Denver, or are looking to relocate near one of the state's Military bases, a Colorado VA Loan Specialist can assist you.
Florida
- Like most other coastal states, Florida is considered a high cost living area. Because of this, special benefits such as increased loan limits are available. Take advantage of these benefits when purchasing your home in Miami, Fort Lauderdale, Orlando, Tampa, Jacksonville, or any other city in the Sunshine State.
Georgia
- Residents of Georgia, or individuals looking to relocate there, can purchase their home with a Georgia Veterans Home Loan. We can help you use a VA Loan to purchase a home near one of Georgia's many Military bases or in a major city such as Atlanta, Savannah, Columbus or Augusta.
Hawaii
- If you are thinking of moving to the Aloha State, VA Loans are now a fantastic option. VA Loan Limits in Hawaii have recently been raised to conform to the high cost of housing in Hawaii. The current limit stretches beyond $1 million for some buyers. Please call us to check the limit in the area of Hawaii in which you plan to purchase.
Illinois
- Find out how you can obtain an Illinois VA Home Loan to purchase a home near one of Illinois' Military bases in southern Illinois or Lake Bluff, or in a major city, such as Chicago or Springfield.
Indiana
- If you're ready to make a move to Indiana, a VA Loan could be just what you need to finance your new home. The average home in Indiana is valued just over $120,000.
Kansas
- Making a move to Kansas? A VA Loan could be just what you'll need to finance your new home. Whether you're moving to Kansas City, Wichita, or any of the other great cities and towns in Kansas, let a VA Lender help you make a smooth transition into your new home.
Kentucky
- A VA Loan could be just what you need if you're making a move to the Bluegrass State. Whether you're moving to be near one of the three Army posts in Kentucky or simply relocating, Kentucky is a great state to use your VA Benefits.
Louisiana
- Let a Louisiana VA Home Loan Specialist assist you in making the most of your Louisiana VA Loan Benefits. Use your VA Home Loan to purchase a home in a major Louisiana city, such as New Orleans, Baton Rouge or Shreveport, or find a home near a Louisiana Military base in Gretna, Leesville or Bossier City.
Maryland
- With its many Military bases and the US Naval Academy, Maryland is a great state for Veterans and their families. When buying a home in Maryland, a VA Home Loan offers many benefits for Veterans not offered by conventional loans. If you finance with a VA Loan, you are not required to put any money down for your new home.
Massachusetts
- If you're looking to move to Massachusetts, a VA Loan could be just what you need to finance your home. With no down payment required, a VA Home Loan is a great choice for Veterans relocating to New England.
Michigan
- Find out if you qualify for a Michigan VA Loan and purchase the home of your dreams near the Military base in Detroit or in one of the other great communities throughout the state.
Missouri
- A Missouri VA Home Loan Specialist can help you learn more about the specific features of a Veterans Home Loan in the state of Missouri. Use your VA Loan to purchase a home in a major Missouri city, such as Kansas City, Columbia, or St. Louis, or relocate near one of Missouri's two Military bases located in Knob Noster and Waynesville.
New Hampshire
- A VA Home Loan could be just what you need if you are purchasing a home in New Hampshire. Whether you're moving to be close to the nearby Portsmouth Naval Shipyard in Maine or simply looking to become a New Englander, New Hampshire is a great place to live and take advantage of your VA Loan Benefits.
New Mexico
- If you are planning to move to New Mexico, a VA Home Loan is a great option to consider. VA Home Loans offer great benefits to home buyers in New Mexico and do not require a down payment.
North Carolina
- Make improvements to you current North Carolina home or purchase a new home in the state. A North Carolina Loan Specialist can help you determine your eligibility and qualification level for purchasing a home in Jacksonville, Fayetteville, or anywhere else in the Tar Heel State.
Ohio
- Ohio Veterans Loans are available to Ohio residents or individuals looking to relocate there. Use your Ohio VA Loan to purchase a home in an Ohio city such as Columbus or Cleveland.
Oklahoma
- Looking to purchase or make improvements to a home in Oklahoma? Contact an Oklahoma VA Home Loan Specialist to learn how to obtain a Veterans Home Loan and maximize your benefits when you purchase a home anywhere in Oklahoma, including major cities such as Oklahoma City and Tulsa.
Oregon
- A VA Home Loan is a great choice when buying a house in Oregon. Whether you're headed for Portland, Salem or any of the other many cities, villages, and towns in the state, a VA Home Loan will help make your home buying experience in Oregon a smooth one.
Pennsylvania
- Moving to the Keystone State? A VA Home Loan could be just what you need to finance your new home. Veterans who take advantage of their VA Benefits when buying a home in Pennsylvania receive many great benefits, including a no down payment requirement.
South Carolina
- Find out if you qualify for a South Carolina VA Home Loan and purchase the home of your dreams. A South Carolina VA Loan Specialist will assist you with the purchase of you home in Charleston, Columbia, or other cities in the state- and ensure that you make the most of your VA Loan Benefits.
Tennessee
- Buying a home in the Volunteer State? A VA Home Loan could be just what you need to finance your new home! With a VA Home Loan, homebuyers in Tennessee have many benefits not offered by conventional loans. These include looser credit and income standards and no mortgage insurance requirements.
Texas
- Purchase a home in Texas with the help of a Texas VA Home Loan. A Texas Loan Specialist can assist you through the home loan process and help you make the most of your Veterans Home Loan Benefits available in Texas. Use your VA Loan to buy a home near one of Texas' many Military bases, or find a home in one of the state's many major cities, including Austin, San Antonio, Houston, and Dallas.
Utah
- If you're moving to Utah, a VA Loan could be the perfect choice for financing your new home. There are many great communities for Veterans in Utah, including Salt Lake City, which was ranked by CNN Money as the 15th Best City to live in and launch a business.
Virginia
- Learn about the benefits available with a VA Home Loan in the state of Virginia. A Virginia VA Home Loan Specialist can help you determine your eligibility and qualification level for purchasing a home in Virginia Beach, Richmond, Arlington, or any other Virginia location.
Washington
- The nine active Military bases in Washington offer many great Military communities for Veterans and their families. By choosing to finance your home with a VA Loan, you will receive many benefits not offered by conventional loans. Among the most popular with Veterans is the no down payment requirement.
Wisconsin
- A VA Loan could be a great choice for a home in Wisconsin. Financing a home with a VA Loan offers many benefits for Veterans, including looser credit standards and a no down payment requirement.
Determine the VA Loan Rate in Your State
Because a Veterans Home Loan rate is based on a number of factors, including include credit history, we cannot post a standard loan rate. Your VA Home loan rate will be determined based on your personal factors, such as your credit history, income level, and job stability. Keep in mind that the qualification standards for a VA Loan are not as strict as those of a conventional loan. To find out if you qualify and to determine what your VA Loan rate could be, fill out our no-obligation loan request form.
Contact a VA Loan Specialist
If you're ready to begin the process of obtaining a VA Home Loan in your state, orif you have questions, we have a staff of highly trained VA Loan Specialists with the experience and resources necessary to assist you with all of your VA Loan needs. Contact a VA Loan Specialist online now, or give us a call at 800-405-6682.
