California VA Home Loans
California veterans can take advantage of the benefits of VA loans, which often trump those of conventional loans, especially for first-time buyers with limited means.
Get Started With Your VA Loan Request
Take the first step toward your VA loan by getting in touch with a VA specialist.
There's no down payment or private mortgage insurance required, and loans are guaranteed up to $417,000.
California residents with bad credit are more likely to qualify for a loan under the VA loan program than other programs. Also, the VA offers extra benefits to disabled veterans.
VA loans also provide California veterans with built-in protection:
- New home builders must offer purchasers a one-year warranty that the home meets all VA plans and specifications.
- When it comes to new construction, In cases of new construction completed under VA or HUD inspection, the VA may pay or otherwise compensate the veteran borrower for correction of structural defects seriously affecting livability if assistance is requested within four years of a home loan guaranty.
If you have more questions about VA loans, learn more about obtaining VA loans in the Golden State.
Buying a Home in California with the VA Loan Program
Moving to California? As many know, purchasing a home in California can be an expensive endeavor. With a host of military installations across the state, though, many active duty members and Veterans live in California. The benefits afforded to you through the VA Loan Program can help you save money no matter where you plan to purchase - Los Angeles, Anaheim, San Diego, San Francisco - they all are a great place to call home. Make it happen with a VA loan by talking to one of our Specialists today.
Military Bases in California
- Camp Pendleton Marine Base - Oceanside, CA
- Miramar Air Station - San Diego, CA
- Beale Air Force Base - Marysville, CA
- Edwards Air Force Base - Lancaster, CA
- Los Angeles Air Force Base - Los Angeles, CA
- Vandenberg Air Force Base - Lompoo, CA
- Fort Irwin - Barstow, CA
- Sierra Army Depot - Herlong, CA
- Coronado Naval Base - San Diego, CA
- Ventura County Naval Base - Oxnard, CA
- Point Loma Naval Base - Point Loma, CA
- March Air Reserve Base - Riverside, CA
- Travis Air Force Base - Fairfield, CA
What you will need to obtain a VA loan
A Certificate of Eligibility is needed to qualify, whether you are a first-time user or you have previously obtained a VA loan. Complete this short form to have a VA Certificate of Eligbility mailed directly to you. After completing the form, a VA mortgage specialist will contact you to help with your request.
VA LOAN SPECIALIST
You may call 800-405-6682 or receive advice from a VA mortgage specialist online.
Your VA Benefits
The Department of Veterans Affairs was founded in 1930 to provide a variety of financial benefits for veterans and their dependents. VA home loans are one of the major VA benefits provided.
