VA Loan Eligibility Requirements

Find out if you are eligible for a VA Home Loan

Happy Couple with new home

If you are considering a VA Home Loan the fastest and easiest way to find out if you qualify is by connecting to a VA Home Loan Specialist who can help to determine your eligibility, qualification level and let you know what your options are.

It doesn't cost you anything and there is no obligation. You will simply be connected to a VA Loan Specialist who will let you know how to maximize your VA benefits.


Step 1. Review VA Loan Eligibility Requirements

Generally speaking almost all active duty and honorably discharged service members are eligible for a VA Home Loan.

You May Be Eligible If Any One of the Following are True:
 • Served 181 days during peacetime (Active Duty)
 • Served 90 days during war time (Active Duty)
 • Served 6 years in the Reserves or National Guard
 • You are the spouse of a service member who was killed in the line of duty.

If you can say "Yes" to any of one these statements, congratulations, you may be eligible for a VA Loan! So, how do you take the next step? Get connected to a VA Loan Specialist who can help you maximize your VA benefits and let you know what you qualify for. There are no obligations and your credit will not be pulled.

Step 2. Find Out What You Qualify For

Take the first step in your VA Loan by getting in touch with a VA Specialist.

VA Loan Eligibility - Frequently Asked Questions

Check out our resources below for determining your VA Loan eligibility, and any other questions you may have regarding VA Loans. If you prefer, you can get connected with a VA Specialist online, who can determine your eligibility for you.

What's Next? Are there any obligations?


Kaleb Long
VAMC Loan Officer

By simply starting the request, you are not obligated in any way and your credit will not be pulled as a result of filling out the form on our website. You are simply asking for more information. Your contact information will be sent to a VA Specialist who will contact you to go over your options.

At VAMortgageCenter, we specialize in VA Loans. Over 500,000 military families have come to us for help through the VA Loan process. See how we can help you.

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