VA Loans in Missouri

Qualified veterans and service members have the chance to use their VA Home Loan benefits to buy a home in Missouri. With the help of a Missouri VA loan, military homebuyers can find their first home or make improvements to their residence. Surprisingly, less than 10 percent of qualified service members and veterans use their VA benefits, including a Missouri VA loan. Using a Missouri VA loan means access to several financial advantages, including:

• No down payment for qualified borrowers
• No private mortgage insurance
• No prepayment penalties
• Negotiable interest rates
• Resources to avoid default
• VA loan benefits specific to Missouri borrowers

Pre-qualifying is simple, and requires a few minutes to finish our online form. A VA Mortgage Center.com expert will contact you within two business hours. If you'd rather get answers more directly, or talk to someone about your concerns call us at 800-405-6682.

Get Started With Your VA Loan Request

Eligibility Standards

You may be eligible for a Missouri VA loan if you meet one of the following criteria

• You served 90 days of active duty during war time, or 181 days during peace time
• You received a discharge that was not dishonorable
• You are serving active duty right now and fulfill the service requirements listed above
• You are a spouse of a veteran who died in the line of duty or due to service-related injuries and you have not remarried

Fort Leonard Wood VA Loans

Qualifying for a Fort Leonard Wood VA loan comes with added benefits, such as increased VA loan limits and cheaper prices on homes. The Missouri VA loan limits denote the amount for which you may qualify in your county.

Missouri VA Loans vs. Conventional Loans

Military homebuyers tend to qualify for Missouri VA loans more easily than doing so for conventional loans. VA loans do not have strict income or credit requirements. The VA insures up to 25 percent of each loan, so lenders assume less risk and are willing to offer lower interest rates. On top of that, VA loans' down payments are a fraction of conventional mortgage options', saving military homebuyers thousands of dollars upfront.

Relocating to Missouri?

Since military personnel often move during their service, the VA Home Loan program stays lenient on credit and financial reserve requirements. Veterans may feel inclined to move once their service is complete. Whether you're relocating within Missouri or coming from another part of the world, VA Mortgage Center.com is there to help with your Missouri VA loan. We have experts ready to help you find your home in St. Louis, Kansas City, Columbia, Jefferson City and Springfield. Start by completing our short online form, and you're on your way to homeownership.

Military Bases in Missouri

• Fort Leonard Wood - Waynesville, Mo.
• Whiteman Air Force Base - Knob Noster, Mo