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There's never a bad time for military homebuyers to consider a VA loan to finance a home in Delaware, the first state of the Union. To being on the path to homeownership, fill out the form below. You may qualify for a loan worth up to $417,000 in Delaware. VAMortgageCenter is thrilled to guide through the home buying process with the help of a Delaware VA loan.
This short form takes no time to complete and gets you started on earning a VA loan. By completing the form, you're not obligated to anything or billed a penny. Shortly after filling out the form, a Delaware VA loan specialist from VAMortgageCenter will contact you. You'll have the chance to talk about your VA loan options.
Qualified veterans and active-duty service members pay zero percent down. Also, sellers may pay for up to six percent of closing and concession costs. On top of those immediate savings, VA loans in Delaware do not have private mortgage insurance (PMI), a monthly payment found in most traditional mortgages. Since the Department of Veterans Affairs guarantees part of every loan, lenders are willing to lower interest rates for Delaware VA loans. Read our customer stories for more information on VAMortgageCenter.
Unfortunately, not all veterans and service members can utilize the VA loan benefit. Veterans seeking a VA loan in Delaware must have been received a discharge that was not dishonorable. Military personnel who served 181 days on active duty during peacetime or 90 days on active duty during wartime may qualify for a VA loan. At least six years of service is required for National Guard and Reserves members to qualify.
If you fall into any of these groups, you can complete a Certificate of Eligibility (COE) to prove that you meet the initial requirements to get a VA loan. The COE is available through the VA and VA-approved lenders like VAMortgageCenter.
Either through the web or on the phone, you can talk with a Delaware VA loan specialist at VAMortgageCenter. These specialists only deal with VA loans and are ready to answer your questions. During the entire home buying process, our specialists will make sure you understand each step. Call 800-405-6682 or connect with a specialist online.