Why Get a VA Home Loan?
We can help you maximize your financial benefits! In fact, we have helped veterans secure over $200 million in VA loans. See if you qualify online today with our help!
Benefits of a VA Home Loan
There are many advantages of choosing a VA loan over a conventional one. Individuals who qualify can enjoy the many benefits that a VA loan has to offer that simply aren't available with a conventional loan. Here are just a few of the many benefits of choosing a VA Home Loan:
- No down payment required
- No mortgage insurance
- Easier qualification standards
- Credit and income standards are not as strict
- No prepayment penalties
We specialize in VA loans. For this reason we can ensure that you will get all of the VA loan help and information you will need with our expertise - it's what we do best! With a VA loan, eligible veterans can take advantage of their VA benefits, so let us start helping you with the VA loan process today!
Get Started With Your VA Loan Request
Take the first step toward your VA loan by getting in touch with a VA specialist.
BENEFITS OF HOME LOANS FOR VETERANS
The VA loan is an incredible benefit to those who have served our great country. The VA allows the borrower financing at 100% of the purchase price of the home and allows the seller to pay all of the buyer's closing costs. When compared to conventional financing, the VA home loan can save borrowers several hundred dollars a month because it does not require the borrower to take two separate loans at higher rates as common with conventional loans.
Our goal at the VA Mortgage Center.com is to educate each borrower and work diligently to take the stress out of the home buying process. We specialize in VA financing allowing us to make sure the home purchase is as exciting as it should be. We are truly honored to serve those who have served us.
Start your request for a VA Home Loan! Save money with a Veterans Loan, which generally offer low interest rates and no mortgage insurance. A Veteran Home Loan may also come without the need for a down payment.
Poor credit history will not deter you from qualifying under the VA loan program as opposed to other conventional loans. A VA Loan is one of the many benefits that are offered to veterans including additional benefits to disabled Veterans. Start saving today with our online VA loan form.
WHAT WILL I NEED TO GET A VA LOAN?
A Certificate of Eligibility is needed to qualify. Whether you are a first-time user or you have had a VA loan in the past, you must have a Certificate of Eligibility. Start here to request your certificate, and one of our VA mortgage specialists will help you with this process.
If you have a Certificate of Eligibility, you can pre-qualify for a VA home purchase now for a home of up to $417,000.
ARE THERE ANY FEES FOR A VA MORTGAGE LOAN?
The Department of Veterans Affairs requires a funding fee, which varies from zero to 3.3% of the loan amount, depending on your current veteran status. The funding fee is added into the total loan amount, so the borrower is not required to pay out of pocket. To determine the exact funding fee, see the funding fee chart. Because of the funding fee, Veteran VA loans do not require monthly mortgage insurance, keeping your monthly payment lower.
Veterans who qualify as 10% disabled or greater as a result of active military service are not required to pay a funding fee. Those who are not exempt from a funding fee may lower their fee by putting money down on their VA home purchase.
If you are interested in learning more and to see if you are qualified, you may fill out this short form. You will be under no obligations to actually get your VA loan, it will just help you determine if you should get a VA loan as well as your qualification status.
VA LOANS BY STATE
Certain states with high cost areas allow for higher loan limits, specifically along the coasts. If you are interested in a VA loan in either California or Florida, check out the specific benefits in those states, or contact a VA loan specialist.
VETERAN HOME LOAN SPECIALIST
If you have questions, or if you want to determine if a veteran home loan is actually the best financial decision for you, you may get advice from a VA mortgage specialist online or call 800-405-6682.
Read more about the Veterans Benefit Act of 2004.
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