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Getting Pre-Approved for a VA Home Loan

Every year there are many veterans who use the VA Home Loan Guarantee Program to purchase a home. With this program qualified veterans can get a mortgage loan through a VA-approved lender. Some qualified veterans can obtain this loan with no down payment, low closing costs, fewer fees or a lower monthly payment than if they went to a traditional lender. The key to purchasing a home through the VA Home Loan Guarantee Program is to get pre-approved for the program first so that you know you are eligible and exactly how much of a home you can afford.

Get Started With Your VA Loan Request

Take the first step in your VA Loan by getting in touch with a VA Specialist.
We are not a Government agency. No obligation. It takes 2 minutes.

More on the VA Loan Pre-Approval Process

The process of getting pre-approved for a VA home loan includes:

  • Get started by filling out our secure online form or by calling one of our VA Specialists at 800-405-6682.
  • We help you get a Certificate of Eligibility. Before you do anything else we need to make sure that you are eligible for the VA Home Loan Guarantee Program. The Automated Certificate of Eligibility (ACE) is available on-line and your VA approved lender can get it for you within minutes. You will need to give them your service record information so make sure to contact them and see exactly what they need from you to proceed.
  • Once you have a Certificate of Eligibility, you can apply for the VA Home Loan Guarantee Program. You will need to speak with our Specialists about your income, employment, debt, monthly expenses, taxes, and other personal information. If your spouse is applying for the loan with you, he or she will need to give all of their information also.
  • We will help get you a pre-approval letter if you qualify for a loan. If you are eligible for a VA home loan then we will give you a pre-approval letter that shows how much of a loan you are eligible to receive so that you know the price range of homes you should begin searching in.

Getting a pre-approval for a VA Home Loan Guarantee is good for you and for the house hunting process. It helps the veteran know that they can get a home loan and for how much. It also shows real estate agents and sellers that you are serious about purchasing a home now and you can afford the price range you are searching in.

See a related article: VA Loan Guidelines

VA Loans Specialist VAMC

VA Loan Specialists

We are the online VA loan specialists. It is our goal to ensure that your VA home loan process goes as smoothly as possible. Let us help you get the process started today online, or call us at 800-405-6682.

Have a Question?

If you need advice concerning Veteran Home Loans, feel free to contact a VA mortgage specialist online or call 800-405-6682. Specialists can help determine whether a Veteran Home Loan is the best financial decision for you.

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