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Not affiliated, endorsed or sponsored by a government agency.
Mortgage Research Center — NMLS #1907
Equal Opportunity Lender
Receiving your Certificate of Eligibility is a must to get a VA Home Loan. After establishing basic eligibility for a VA Loan you will need a Certificate of Eligibility (COE). The COE verifies to the lender that you have met, and are eligible for a VA Home Loan.
The VA offers multiple options when obtaining your COE. You can directly get your COE by mailing in Form 26-1880, or by applying through the eBenefits portal or through your lender if they have access to the Web LGY system like VAMortgageCenter.
The Department of Veterans Affairs encourages all VA Loan applicants to ask their lender about the Web LGY system since this Internet-based application can establish eligibility and issue a COE in a matter of seconds.
Good news for homebuyers needing a COE, the form is relatively brief. The information you will need to furnish include dates of service, service status and prior VA Loan usage, in addition to basic information such as full name, address and phone number. Homebuyers currently on active duty must also provide a statement of service.
No problem. Talk to one of our specialists to see if you meet general VA guidelines, and he or she will check on your Certificate for you. Only the VA can determine your eligibility, but we can help you find out quickly.
"Working with VA Mortgage Center was fantastic. We got to closing on time. We had a very short deadline to get there and they made it happen for us. Our broker was really knowledgeable with everything going on in the market. He knew when to lock in the interest rate and how to get us to closing fast."Rachel Gotts