New Jersey VA Home Loans

Military home buyers in the Garden State can take advantage of the benefits of New Jersey VA Loans. Falling home prices and increased loan limits in your area mean purchasing a home in New Jersey with a VA Loan is now much easier.

Fill out our short form below to get in touch with a New Jersey Home Loan Specialist today! We can help determine your VA Loan rate and the loan limit in your area.

Get Started With Your VA Loan Request

Take the first step in your VA Loan by getting in touch with a Home Loan Specialist.
We are not a Government agency. No obligation. It takes 2 minutes.

New Jersey VA Loans: Increased VA Loan Limits in New Jersey

New Jersey VA Loans

VA Home Loans do not require a down payment or private mortgage insurance, and loans are guaranteed in New Jersey to amounts in excess of $1 million. Contact us today to verify your area's VA Loan Limit in New Jersey.

New Jersey Veterans with less than perfect credit are more likely to qualify for a VA Loan than a conventional loan. In addition, the VA offers extra benefits for disabled veterans.

VA Loans also provide New Jersey Veterans with the following built-in protection:

  • New home builders must offer purchasers a one-year warranty that the home meets all VA plans and specifications
  • In cases of new construction completed under VA or HUD inspection, the VA may pay or otherwise compensate the Veteran borrower for correction of structural defects seriously affecting livability, if assistance is requested within four years of a VA Home Loan guaranty

If you have questions about VA Loans, learn more about obtaining VA Loans in New Jersey by filling out our no-obligation request form.

Buying a Home in New Jersey with a VA Loan

Moving to New Jersey? As many know, purchasing a home in New Jersey can be an expensive endeavor. With a host of Military installations across the state, however, many active duty members and Veterans live in New Jersey. The benefits afforded to you through the VA Loan Program can help you save money no matter where you plan to purchase - Bergen, Middlesex and Somerset counties are all great places to call home. VA Loan can make your dream home a reality. Get started by talking to one of our Home Loan Specialists today. You can also check out the exact amount you may qualify for under the New Jersey VA Loan Limits.

Northern New Jersey VA Loans

Falling home prices and increased VA Loan Limits are making VA Loans the best home financing option for military home buyers in Northern New Jersey. Purchase a new home in the area from VAMC - call us today for rates!

Military Bases in New Jersey

  • McGuire Air Force Base - Wrightstown
  • Fort Dix - Wrightstown
  • Fort Monmouth - north of Eatontown
  • Picatinny Arsenal - Berkshire Valley
  • Earle Naval Weapons Station
  • Lakehurst Naval Air Engineering Station

What Will You Need to Obtain a VA Loan?

To begin, you will need a Certificate of Eligibility (COE). Your COE verifies to the lender that you qualify for VA loan benefits. Your COE can be obtained through your lender, online via the eBenefits portal or by mail.

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Home Loan Specialists

You can call 800-405-6682 or receive advice from a Home Loan Specialist online.

Pre-qualify for a VA Home Purchase

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