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Loans guaranteed by the Department of Veterans Affairs are a great option for veterans and service members planning to move to Iowa. With Iowa VA loans, military homebuyers can save thousands of dollars moving to Camp Dodge for service or settling down anywhere else in Iowa. Using our form below, you can find out if you prequalify for an Iowa VA loan valued at $453,100 with no money down.
To get connected with an Iowa Home Loan Specialist, complete this basic form. There are no hidden obligations or fees, and a specialist will contact you shortly after you complete the form. VAMortgageCenter is excited to be a part of your home buying process and looks forward to working with you.
Most borrowers in the VA Home Loan program pay nothing down, which amounts to huge initial savings. Competitive interest rates, especially the caps for active duty personnel, and no private mortgage insurance turns into monthly savings. In addition, it's easier for military homebuyers to qualify for VA loans because of less restrictive credit and financial history requirements. Talk with an Iowa Home Loan Specialist today to learn about your options.
Serving on active duty for 181 days during peacetime or 90 days during wartime may qualify you for a VA loan. National Guard and Reserves members may qualify if they served six years. Regardless of service history, veterans who qualify must have been discharged for reasons that were not dishonorable.
Service history is the primary eligibility factor, but lenders examine a number of things to determine when a borrower qualifies for an Iowa VA loan. To get a clear picture of your Iowa VA loan options, talk with a specialist by filling out our form or by calling 800-405-6682.
To begin, you will need a Certificate of Eligibility (COE). Your COE verifies to the lender that you qualify for VA loan benefits. Your COE can be obtained through your lender, online via the eBenefits portal or by mail.
Specialists at VAMortgageCenter work with VA loans every day, making them experts in the field. They will walk you through the process whether you're moving to Camp Dodge for service or looking for a dream home in Des Moines, Iowa City or Sioux City. Connect with an Iowa Home Loan Specialists today.