Full Length VA Home Loan Video:
Video Transcipt
Man: One drop at a time, one tick after another, until the time is right; one click at a time, one step forward; reaching the American dream, owning your own home. If you are a perspective home buyer, the steps to a VA loan may be intimidating - they don't have to be. The VA Mortgage center.com has helped thousands move into their dream. We can make the process surprisingly simple. VA Mortgage Center.com can help you.
Woman: So, you may be asking, why a VA loan? The reason is simple, the benefits! Listen up:
Man: VA loans require no down payment.
Woman: And that's one big reason. A typical conventional mortgage requires at least some sort of down payment, in many cases, 20%. Add to that the cost of moving, new appliances, furniture and all the little 'gotchas' like utility deposits, these can put owning a home out of reach for many people. But the VA loan is a true, 100% finance loan.
Man: There is no private mortgage insurance required with a VA loan.
Woman: And believe me, that benefit means a whole lot more than clipping discount coupons. With a conventional loan, if you don't put 20% down, then PMI, Private Mortgage Insurance is required. This monthly fee does not apply towards your principle or interest on your loan. VA loans never require PMI.
Man: VA loans offer excellent interest rates.
Woman: Everyone wants to be special; because you're eligible for a VA loan, you are! Once you qualify, even if your credit score is not extremely strong, you are guaranteed the best rate possible once you sign a contract.
Man: The VA loan is not credit score driven; it has lower credit and asset minimum requirements.
Woman: Of course your credit needs to be properly managed, and you need to be able to show ability to pay; this is a loan, not a gift, but there are many more opportunities for veterans with lower credit scores to qualify. That's one of the many areas where we can help you shine.
Man: VA loans are insured by the government.
WomanBecause you have stood up for your country, the government will stand behind your VA loan. Because of this, your loan is considered to be a much lower risk for loan repurchasers and that's always good for the borrower. So now that you're sold on a VA loan, what's the catch? Well, with help from VA Mortgage Center.com, there isn't one!
Man: At VA mortgage Center.com, we've learned the ropes, so you don't have to! The steps to a VA loan involve paperwork but are basically:
- Qualifying
- Providing Documentation
- Placing a Contract on a Qualified House
- Closing on the House
VA Mortgage Center.com Loan Officers are well-versed and our materials simplify the process. You can put our specialized knowledge and experience to work for you! The first step is a simple mouse click away.
Man: VA Mortgage Center.com is NOT affiliated with any government agencies, including the VA. VA Mortgage Center.com is brought to you by Mortgage Research Center, a VA approved lender, not affiliated with any government agencies, including the VA. We may share customer information with our trusted affiliates to assist you with your VA loan.
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