Mississippi VA Home Loans

Mississippi is home to multiple military bases, and thousands of military members and their families wishing to purchase a home. For those veterans and active duty military members wishing to purchase a home, the VA Home Loan Program offers them the unique opportunity to purchase their dream home with zero money down.

The VA Home Loan Program allows military members the chance to obtain a mortgage with competitive interest rates and flexible loan terms without having high out-of-pocket expenses. Veterans and active duty service members may prequalify for a home loan up to $417,000 to purchase a home in Mississippi. To see how much you may prequalify for, fill out the short form below.

Get Started with Your VA Loan Request

What are the Benefits of a VA Loan?

In addition to financing a home with zero money down, and offering a mortgage with low interest rates and flexible terms, VA Home Loans provide other money saving benefits regulated closing costs and not having to purchase mortgage insurance.

Qualifying for a Mississippi VA Home Loan

VA Home Loans are relatively easy for military members to qualify for as they were especially created to meet the needs of veterans and active duty service members. In addition to submitting a Certificate of Eligibility, veterans and active duty members must also meet one of the following initial requirements in order to obtain a VA home loan include:

• Have served a least 3 months on active duty during war time or served 181 days on active duty during a time without conflict
• Have served 6 years in the military Reserves or National Guard

Mississippi Military Bases

For military members looking to relocate to Mississippi, there are 5 military bases located within the state where they may need to seek housing. Those bases include:

• Columbus Air Force Base - Columbus
• Keesler Air Force Base - Biloxi
• Gulfport Battalion Center - Gulfport
• Naval Air Station Meridian - Meridian
• Naval Station Pascagoula - Pascagoula

Need Help? Contact a VA Loan Specialist

By contacting a VA Mortgage Loan Specialist, a military member or spouse will be able to have all questions about VA loan qualifications or the lending process answered. A loan specialist will also be able to help potential borrowers decide if a VA loan is the best lending option for them.