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VA Home Loan Limits

Qualify for a VA Loan and finance a home up to $729,000 in most areas. Our VA Loan Specialists can help you determine the amount the VA Loan Limit in your purchasing area - simply fill out our short form below. We look forward to working with you!

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Take the first step in your VA Loan by getting in touch with a VA Specialist.
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More on Your VA Home Loan Limit

The VA recently raised the home loan limit for Veterans. Find out how it will change how much you can qualify for below.

Now that the VA Home Loan Program has raised its limits for how much it will guarantee when a Veteran purchases a home through the program, it is a good idea to review the overall basic information regarding the VA Home Loan Guarantee Program.

Here is a list of the program basics:

  • Eligible Veterans can use the VA Home Loan Guarantee Program to purchase a home with no down payment and possibly no out-of-pocket costs at all.
  • The VA will guarantee a mortgage loan from a VA-approved lender up to $729,000.
  • Veterans still need to be credit worthy in order to be approved for a mortgage loan.
  • This is not a loan from the VA. It is a normal mortgage loan that the VA guarantees in order to make it easier for Veterans to get the loan.
  • Veterans must have put in a minimum amount of service time and be eligible in order to have entitlement in the VA Home Loan Guarantee Program.
  • Veterans can use the program as many times as they want, as long as they only have one VA-guaranteed loan at a time.
  • Veterans must occupy or intend to occupy the home they are purchasing through the program.
  • Veterans must comply with all rules and regulations set by the VA Home Loan Guarantee Program.

Many Veterans have used this valuable program to purchase a home without having to wait to save up money for a down payment and closing costs. The VA Home Loan Guarantee Program is a valuable benefit for Veterans and their families who wish to buy a home of their own.

See a related article: Protecting Veterans' Personal Information

Learn more about how a VA Loan can benefit you

VA Loan Specialist

VA Loan Specialists

We are the online VA loan specialists. It is our goal to ensure that your VA home loan process goes as smoothly as possible. Let us help you get the process started today online, or call us at 800-405-6682.

Have a Question?

If you need advice concerning Veteran Home Loans, feel free to contact a VA Mortgage Specialist online or call 800-405-6682. Specialists can help determine whether a Veteran Home Loan is the best financial decision for you.

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