VA Form 1003

Page one of the loan application contains information on what type of loan you will be receiving, where the home is located, and your information at the bottom. Please sign at the top of this page, and initial on the bottom of the page.

Page two of the application contains employment history and income information for your current employer, as well as any alternate incomes you have. Please initial on the bottom of this page.

Page three discusses your current assets (bank accounts, 401k, stocks, etc.) and your liabilities (credit accounts you owe money to), and any real estate you own. Please initial at the bottom of this page.

Page four has a small list of details for the transaction, declarations (yes / no questions about your history) and a government monitoring section listed at the bottom, verifying your ethnicity, race, and sec. Please sign in the acknowledgement and agreement section in the middle of the page.

VA Form 26-1880

Input, under section 6 "Military Service Data," in lines 1 - 4, your periods of active duty. Under line 8 "Previous VA Loans", input any prior VA Home Loans that you have, even if you don't know all of the information. If you have no prior VA loans, in line 1, please input N/A. On line 9, under "Signature of Veteran" (Do NOT print), please sign, and date under line 10.

VA Form 4506-t

This form is used to order a copy of your W2's, 1099's, or 1040's for quality control purposes. This form will be filled out for you, please sign and date on the bottom of page 1 of this form.

Borrowers' Cert. and Authorization

By signing this form you are certifying the information provided to the VA Mortgage Center.com during the home loan application is true, and gives VA Mortgage Center.com and the bank who will hold the loan the right to verify any or all of the borrower's information. Please sign and date on the bottom of this form.

VA Form 26-1820

This report sums up the basic information about your loan, and will be sent to the VA on closing. The form you are signing is just the preliminary version of this document, the final version, which will be submitted to the VA, will be signed at closing. Please sign and date at the bottom of page 2.

Credit Score Info. Disclosure

This document informs you how we received the scores that will be used in connection with your home loan, and explains the reasons behind your score. Please sign on the bottom of page two of the form.

IRRL Worksheet

This form is required by the VA for Interest Rate Reduction Refinancing. Use it to calculate your maximum loan amount. Print your name at the bottom, but it does not require your signature.

Loan Pricing Agreement

This Loan Pricing Agreement will define the rate and terms of the mortgage loan for which you have applied with VAMortgageCenter.com. The first three pages go over the terms and agreements. On page 3, please initial under "Option B-Float," as well as sign and date the bottom of the page.

Military Activation/Deployment Certification

This form helps VAMortgageCenter.com determine your eligibility for a VA home loan. Please check line 1 if you are NOT a member of the Reserves National Guard, or line 2 if you are a member of the Reserves National Guard. If you are a member, please include the unit number, address, telephone number, and contact name. Also, please check whether your unit has been notified of mobilization and if your income is subject to change if you are a member. All Veterans should sign and date the form at the bottom of the page.

Patriot Act Information Disclosure

Sign and date the bottom of the page to confirm you have read and understand the Patriot Act disclosure rule.

Privacy Policy Disclosure

This form explains how we protect the confidentiality of our borrowers. It discusses who is covered, how we gather information, and the types of information. The first page is for your reading. On page 3 you may choose to opt out for sharing of certain information by checking a box and sign and date at the bottom.

Servicing Disclosure Statement

This document tells you about your certain rights by applying for a mortgage loan covered by the Real Estate Settlement Procedures Act. It also explains the servicing of your loan. Please sign and date on the bottom of page two of the form.

Truth In Lending Statement

The Truth-in-Lending statement goes over annual percentage rate (APR) and financing charges. Please sign and date the bottom of the form.

VA Amendment to Contract

This form protects borrowers if the cost of the property exceeds the reasonable value determined by a VA appraiser. Please sign and date this form.

VA Loan Comparison

For refinances only, this form compares terms for your existing loan to the proposed refinancing. Please sign and date at the bottom.

VA Loan Disclosures

Page 1 discloses the federal collection policy and has a counseling checklist for military homebuyers. At the bottom of the page, please check yes or no for whether you a member of the United States Military Reserve or National Guard and if you have been notified of mobilization.

On page 2, please fill out everything from "Nearest Living Relative" to the bottom of the section titled "Debt Questionnaire."

The top of page 3 explains energy efficient mortgage guidelines and requires that you check (in the middle of the page, right above "Interest Rate and Discount Statement") if you intend to pursue a VA-EEM or do not intend to pursue of VA-EEM. Please sign and date the bottom of page 3.

Loan Summary Sheet

This summary sheet of your proposed VA loan requires no signatures.

VAMC.com Disclosure Statement

On page 2 under "Affidavit of Occupancy," please check your intended occupancy status. Then sign and date the bottom of page 2.

Verification of VA Benefits

For item 7, check yes if you have a VA benefit-related indebtedness to your knowledge and no if you do not. Item 8 asks if you have filed a claim for VA disability prior to your discharge from active duty service, please check yes or no. Right below items 7 and 8, please sign and date items 9 and 10 on this form.

Verification of Information

This form helps loan officers to verify your employment and assets. Please fill out the entire page, including information about your place of employment, previous employer (if you have been at current job less than 24 months), your primary bank, and other banks. If you are currently renting a home, please fill out the bottom section about rental history.

HUD/VA Addendum to Uniform Residential Loan Application

This is an extension of the full loan application, only used for FHA / VA home loans. This allows the United States Government to guarantee / insure your home loan. You are only required to fill out section 20 on page one.

On page two, you are required to sign once in the first third, and once on the bottom. No signatures are required on page three, although a final signature is required on page four.